Prime Shows How Governance Can Strand Specialty Capacity

A rating action framed around reserves can reach broker panels, client requirements, and reinsurance terms before statutory impairment appears.

Sep 2, 2026

Most Recent Content

View All

P&C Commercial Tracker | Week of October 29, 2026

Oct 29, 2026

•

14 min read

P&C Commercial Tracker | Week of October 29, 2026

Florida multifamily premiums per door fell to 472 dollars, Glendale approved Project Eagle, and California earthquake cat-bond capacity priced at a 2 percent spread.

Package Cyber Coverage Is Moving Faster Than Capital Models

Oct 28, 2026

•

7 min read

Package Cyber Coverage Is Moving Faster Than Capital Models

Package distribution is bringing cyber to more insureds while making the true accumulation unit harder to see.

Marsh Says Cheaper Property. AM Best Raises Casualty Risk.

Oct 26, 2026

•

9 min read

Marsh Says Cheaper Property. AM Best Raises Casualty Risk.

In Force Weekly: Soft placement optics invite term concessions while auto and umbrella capital needs are moving the other way.

Premium Content

Dossiers
Quarterly competitive intelligence on 45 publicly traded companies

Intelligence Briefs
Contrarian analysis with our "better-than-it-looks" or "worse-than-it-looks" thesis, and a playbook (8-10 per year)

Weekly Briefs

View All

Oct 26, 2026

•

9 min read

Marsh Says Cheaper Property. AM Best Raises Casualty Risk.

In Force Weekly: Soft placement optics invite term concessions while auto and umbrella capital needs are moving the other way.

Oct 19, 2026

•

10 min read

GTCR Bought CCC. Your Claims Leverage Just Moved.

In Force Weekly: Private ownership of a core auto claims platform can reprice data rights and workflows, shifting module economics and procurement leverage.

Oct 12, 2026

•

9 min read

Aon Funds USI With Bonds As Broker Power Consolidates

In Force Weekly: Debt financed scale lets one platform steer data, facilities, and delegated authority flows

P&C Commercial Tracker

View All

Oct 29, 2026

•

14 min read

P&C Commercial Tracker | Week of October 29, 2026

Florida multifamily premiums per door fell to 472 dollars, Glendale approved Project Eagle, and California earthquake cat-bond capacity priced at a 2 percent spread.

P&C Commercial Tracker | Week of October 22, 2026

Oct 22, 2026

•

14 min read

P&C Commercial Tracker | Week of October 22, 2026

Florida Isaias commercial claims climbed to 1,471, U.S. property pricing fell 10 percent in Q3, and Arizona’s Chandler data-center buildout met golf-ball hail and a 72 mph gust.

P&C Commercial Tracker | Week of October 15, 2026

Oct 16, 2026

•

13 min read

P&C Commercial Tracker | Week of October 15, 2026

Isaias became a 2B to 4B dollar Florida loss file, California Red Flag Warnings turned Los Angeles and Ventura wildfire risk into a Thursday-to-Saturday binding problem, and Arizona’s 301-project data-center pipeline ran into zoning friction in Pima County.

P&C Themes Overall

View All

Casualty Pricing After First Half Profit Surge

Sep 16, 2026

•

8 min read

Casualty Pricing After First Half Profit Surge

Property catastrophe relief lifted industry results, while long tail liability loss signals still demand pricing and reserve discipline.

Sep 2, 2026

•

6 min read

Prime Shows How Governance Can Strand Specialty Capacity

A rating action framed around reserves can reach broker panels, client requirements, and reinsurance terms before statutory impairment appears.

The Moat Is Real. The Perimeter Is Wrong.

Jun 30, 2026

•

4 min read

The Moat Is Real. The Perimeter Is Wrong.

What a $20 billion captive wholesale platform reveals about Amwins' biggest blind spot

Personal Lines

View All

ChatGPT Quoting Moves Selection Ahead of the Application

Aug 12, 2026

•

5 min read

ChatGPT Quoting Moves Selection Ahead of the Application

Plymouth Rock’s home quote launch exposes how conversational intake can reshape intent capture, consent, and risk evidence before rating fields exist.

New York Gave Auto Insurers Relief, Then Changed the Rules for Capturing It

Jun 17, 2026

•

7 min read

New York Gave Auto Insurers Relief, Then Changed the Rules for Capturing It

The state’s 2026 reform attacks fraud, BI severity, and litigation leakage, but the harder test for carriers is whether they can rebuild pricing precision, filings, and claims execution fast enough to

Berkshire and Chubb just won approval to drop AI coverage

Jun 10, 2026

•

6 min read

Berkshire and Chubb just won approval to drop AI coverage

Why the silent AI coverage era has ended

Commercial Lines

View All

Etude Turns Same Day Quoting Into a Capital Question

Oct 21, 2026

•

8 min read

Etude Turns Same Day Quoting Into a Capital Question

The core tension is whether owned surplus can deliver faster broker answers without weakening selection, wording discipline, or capital control.

Ledgebrook Tests Whether Reinsurance Will Follow the Engine

Oct 14, 2026

•

4 min read

Ledgebrook Tests Whether Reinsurance Will Follow the Engine

The strategic issue is whether capacity providers will treat an artificial intelligence underwriting system as a controllable portfolio interface before scaled loss experience is visible.

Zurich Beazley Turns Lloyd's Access Into Specialty Capacity Control

Oct 7, 2026

•

8 min read

Zurich Beazley Turns Lloyd's Access Into Specialty Capacity Control

The strategic fight is over whether one platform can coordinate paper, capital, data, and broker relationships that brokers previously assembled market by market.

Cyber Insurance

View All

Oct 28, 2026

•

7 min read

Package Cyber Coverage Is Moving Faster Than Capital Models

Package distribution is bringing cyber to more insureds while making the true accumulation unit harder to see.

Named AI Perils Make Wording Control a Specialty Market Prize

Sep 30, 2026

•

6 min read

Named AI Perils Make Wording Control a Specialty Market Prize

Affirmative cover gives brokers more clarity, but it also forces carriers and reinsurers to align triggers, exclusions, and aggregation before shared models turn separate accounts into one event.

Munich Re’s At Bay Deal Makes Cyber Capacity Data Dependent

Aug 26, 2026

•

7 min read

Munich Re’s At Bay Deal Makes Cyber Capacity Data Dependent

Munich Re is turning a long strategic relationship into ownership of the workflow that sees risk before it reaches a loss bordereau.

Prime Shows How Governance Can Strand Specialty Capacity

Most Recent Content

P&C Commercial Tracker | Week of October 29, 2026

Package Cyber Coverage Is Moving Faster Than Capital Models

Marsh Says Cheaper Property. AM Best Raises Casualty Risk.

Premium Content

Weekly Briefs

Marsh Says Cheaper Property. AM Best Raises Casualty Risk.

GTCR Bought CCC. Your Claims Leverage Just Moved.

Aon Funds USI With Bonds As Broker Power Consolidates

P&C Commercial Tracker

P&C Commercial Tracker | Week of October 29, 2026

P&C Commercial Tracker | Week of October 22, 2026

P&C Commercial Tracker | Week of October 15, 2026

P&C Themes Overall

Casualty Pricing After First Half Profit Surge

Prime Shows How Governance Can Strand Specialty Capacity

The Moat Is Real. The Perimeter Is Wrong.

Personal Lines

ChatGPT Quoting Moves Selection Ahead of the Application

New York Gave Auto Insurers Relief, Then Changed the Rules for Capturing It

Berkshire and Chubb just won approval to drop AI coverage

Commercial Lines

Etude Turns Same Day Quoting Into a Capital Question

Ledgebrook Tests Whether Reinsurance Will Follow the Engine

Zurich Beazley Turns Lloyd's Access Into Specialty Capacity Control

Cyber Insurance

Package Cyber Coverage Is Moving Faster Than Capital Models

Named AI Perils Make Wording Control a Specialty Market Prize

Munich Re’s At Bay Deal Makes Cyber Capacity Data Dependent

P&C Insurance Executive Intelligence By The Intelligence Council

P&C Insurance Executive Intelligence
By The Intelligence Council