Prime Shows How Governance Can Strand Specialty Capacity

A rating action framed around reserves can reach broker panels, client requirements, and reinsurance terms before statutory impairment appears.

Sep 2, 2026

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Profits Are Up. Control Of Pricing Is Down

Sep 14, 2026

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9 min read

Profits Are Up. Control Of Pricing Is Down

In Force Weekly: H1 earnings improved while New York prior approval, enforcement, and platform and data gatekeepers compress pricing discretion and cycle time

P&C Commercial Tracker | Week of September 10, 2026

Sep 10, 2026

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14 min read

P&C Commercial Tracker | Week of September 10, 2026

Florida surplus lines commercial property premium jumped 62 percent year over year in August while reinsurers signaled another 10 percent off at January 1, Texas took radar-estimated totals up to 18 inches of Edouard rain in Polk County and barred price optimization, and California's Plaskett and Timber fires held evacuation orders in Monterey County while AB 1795 went to the Governor

China’s Solvency Signal And The New Counterparty Screen

Sep 9, 2026

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6 min read

China’s Solvency Signal And The New Counterparty Screen

A domestic establishment threshold could change which insurers remain acceptable capacity for cross border commercial programs.

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Dossiers
Quarterly competitive intelligence on 45 publicly traded companies

Intelligence Briefs
Contrarian analysis with our "better-than-it-looks" or "worse-than-it-looks" thesis, and a playbook (8-10 per year)

Weekly Briefs

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Sep 14, 2026

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9 min read

Profits Are Up. Control Of Pricing Is Down

In Force Weekly: H1 earnings improved while New York prior approval, enforcement, and platform and data gatekeepers compress pricing discretion and cycle time

Sep 7, 2026

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8 min read

Allstate’s 1.4% Masks a Portfolio Covenant Shift

In Force Weekly: California is trading average rate talk for shape commitments, resetting filings, distribution promises, and reinsurance leverage

Aug 31, 2026

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9 min read

Ownership Transparency Is Becoming a Sales Variable

In Force Weekly: Reinsurer owned distribution tightens data standards and squeezes standalone MGAs on economics and authority

P&C Commercial Tracker

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Sep 10, 2026

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14 min read

P&C Commercial Tracker | Week of September 10, 2026

P&C Commercial Tracker | Week of September 3 2026

Sep 3, 2026

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15 min read

P&C Commercial Tracker | Week of September 3 2026

Tropical Storm Edouard came ashore 15 miles from Port Arthur with a 90 mph gust and up to 22 inches of inland rain, Texas put price optimization on notice with Commissioner's Bulletin B-0007-26, and California sent two claims-handling bills to Newsom while two Big Sur fires passed 25,000 acres each.

P&C Commercial Tracker | Week of August 27, 2026

Aug 27, 2026

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11 min read

P&C Commercial Tracker | Week of August 27, 2026

New York added listed E&S property access just as a 97 mph EF1 hit Nassau County, California put another wildfire model into Sustainable Insurance Strategy review while Big Sur burned, and Florida's coastal file reopened with AL96 at 70 percent formation odds

P&C Themes Overall

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Sep 2, 2026

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6 min read

Prime Shows How Governance Can Strand Specialty Capacity

A rating action framed around reserves can reach broker panels, client requirements, and reinsurance terms before statutory impairment appears.

The Moat Is Real. The Perimeter Is Wrong.

Jun 30, 2026

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4 min read

The Moat Is Real. The Perimeter Is Wrong.

What a $20 billion captive wholesale platform reveals about Amwins' biggest blind spot

Acrisure now owns the shelf, the algorithm, and the channel

Jun 3, 2026

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5 min read

Acrisure now owns the shelf, the algorithm, and the channel

Why contingent commissions just carried 100% of Brown & Brown's organic growth

Personal Lines

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ChatGPT Quoting Moves Selection Ahead of the Application

Aug 12, 2026

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5 min read

ChatGPT Quoting Moves Selection Ahead of the Application

Plymouth Rock’s home quote launch exposes how conversational intake can reshape intent capture, consent, and risk evidence before rating fields exist.

New York Gave Auto Insurers Relief, Then Changed the Rules for Capturing It

Jun 17, 2026

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7 min read

New York Gave Auto Insurers Relief, Then Changed the Rules for Capturing It

The state’s 2026 reform attacks fraud, BI severity, and litigation leakage, but the harder test for carriers is whether they can rebuild pricing precision, filings, and claims execution fast enough to

Berkshire and Chubb just won approval to drop AI coverage

Jun 10, 2026

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6 min read

Berkshire and Chubb just won approval to drop AI coverage

Why the silent AI coverage era has ended

Commercial Lines

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Sep 9, 2026

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6 min read

China’s Solvency Signal And The New Counterparty Screen

A domestic establishment threshold could change which insurers remain acceptable capacity for cross border commercial programs.

Property Rate Deceleration Leaves Casualty And Cloud To Set Appetite

Aug 19, 2026

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6 min read

Property Rate Deceleration Leaves Casualty And Cloud To Set Appetite

Commercial property renewals still show positive pricing, but appetite is increasingly being decided by the parts of the portfolio where rate data gives the least comfort.

Jun 30, 2026

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4 min read

The Moat Is Real. The Perimeter Is Wrong.

What a $20 billion captive wholesale platform reveals about Amwins' biggest blind spot

Cyber Insurance

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Munich Re’s At Bay Deal Makes Cyber Capacity Data Dependent

Aug 26, 2026

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7 min read

Munich Re’s At Bay Deal Makes Cyber Capacity Data Dependent

Munich Re is turning a long strategic relationship into ownership of the workflow that sees risk before it reaches a loss bordereau.

AI Found Bugs Are Moving Cyber Losses Together

Aug 5, 2026

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5 min read

AI Found Bugs Are Moving Cyber Losses Together

AI assisted discovery is revealing how much cyber diversification depends on software dependency data that many portfolios still lack.

Cyber Rates Are Falling. Cyber Insurability Is Tightening.

Jul 1, 2026

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11 min read

Cyber Rates Are Falling. Cyber Insurability Is Tightening.

Ransomware activity remains elevated, but the market’s discipline is moving from broad rate increases to stricter controls, attestations, sublimits, and exclusions

Prime Shows How Governance Can Strand Specialty Capacity

Most Recent Content

Profits Are Up. Control Of Pricing Is Down

P&C Commercial Tracker | Week of September 10, 2026

China’s Solvency Signal And The New Counterparty Screen

Premium Content

Weekly Briefs

Profits Are Up. Control Of Pricing Is Down

Allstate’s 1.4% Masks a Portfolio Covenant Shift

Ownership Transparency Is Becoming a Sales Variable

P&C Commercial Tracker

P&C Commercial Tracker | Week of September 10, 2026

P&C Commercial Tracker | Week of September 3 2026

P&C Commercial Tracker | Week of August 27, 2026

P&C Themes Overall

Prime Shows How Governance Can Strand Specialty Capacity

The Moat Is Real. The Perimeter Is Wrong.

Acrisure now owns the shelf, the algorithm, and the channel

Personal Lines

ChatGPT Quoting Moves Selection Ahead of the Application

New York Gave Auto Insurers Relief, Then Changed the Rules for Capturing It

Berkshire and Chubb just won approval to drop AI coverage

Commercial Lines

China’s Solvency Signal And The New Counterparty Screen

Property Rate Deceleration Leaves Casualty And Cloud To Set Appetite

The Moat Is Real. The Perimeter Is Wrong.

Cyber Insurance

Munich Re’s At Bay Deal Makes Cyber Capacity Data Dependent

AI Found Bugs Are Moving Cyber Losses Together

Cyber Rates Are Falling. Cyber Insurability Is Tightening.

P&C Insurance Executive Intelligence By The Intelligence Council

P&C Insurance Executive Intelligence
By The Intelligence Council